Down to Details for Health Care Reform ; Affordable Coverage for All Sounds Nice, but Making It Happen Means Debating Things Like 'Reinsurance.'

Summary

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Like many of you, I've had the misfortune of needing surgery - a couple of knee reconstructions and an Achilles tendon repair - and I won't lie, the experiences were painful. Oh, and the operations kind of stung, too.

The real pain, of course, was sorting through the mountains of insurance forms and hospital bills, trying to track down whether the charges were right and claims were paid properly. Anyone who has done this - and that would include most of us lucky enough to have insurance - knows you have to go through each bill and insurance form and match them up. If you don't, you'll pay charges you shouldn't, sometimes to the tune of hundreds of dollars.

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Down to Details for Health Care Reform ; Affordable Coverage for All Sounds Nice, but Making It Happen Means Debating Things Like 'Reinsurance.'

And even when you get it sorted out, it stings. The co-pays, the deductibles and the stuff that just isn't covered can add up. The only thing worse is if you don't have insurance. Or you have to buy it on your own. Or you've lost your job and don't know if you can keep it. Or you...

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